Interest rates are at their lowest in years and are getting lower… But, you can’t take advantage as you may be one of those thousands of folks who would love to refinance but can’t!! Are you one of those? If so, you may want to read this excellent article by Wall Street Journal to get … More Getting the Best Refinancing Deal!
To avoid another real estate bubble, many lenders have tightened their mortgage requirements. According to a report by the Federal Reserve, a majority of banks are less likely to offer loans to people with a FICO score of 620 and a 10 percent down payment than they were in 2006. Lenders were also less likely … More Tips to Pump Up Your Credit Score!